Environmental – Products Pollution

Product Divisions and Target Classes

Allied Health & Health Care

  • Individual practitioners performing evaluations
  • Medical marijuana evaluation clinics
  • Pharmacies/pharmacists dispensing medical marijuana

Casualty

  • Dispensaries
  • Edibles/oil manufacturers
  • Growers
  • Hospitality businesses (bakeries, coffee/cannabis shops, conventions, et al.)
  • LRO properties
  • Processors
  • Rolling paper manufacturers
  • Security firms serving cannabis businesses
  • Vaporizers and other smoking devices/accessories

Life Sciences

  • Analytical laboratories
  • CBD, cannabidiol – topical products only
  • Hemp – dietary supplements

Management Liability (D&O and EPL)

  • Cultivation
  • Dispensaries
  • Product manufacturers and others
  • Retail stores

Professional Liability

  • Compliance, licensing, and business consulting
  • Specialized professionals: accountants, architects, engineers, lawyers, etc.
  • Staffing and employment services

Kinsale considers products pollution for environmental and non-environmental products in many classes.
Occurrence and claims made coverage for bodily injury, property damage, and clean-up costs available.
Premiums start at $1,500.

Environmental Products

  • Containers
  • Pipes
  • Valves
  • Automotive chemicals and lubricants
  • Fertilizer

Non-Environmental Products

  • Electronics
  • Building materials
  • Ammunition
  • Cosmetics
  • Machinery

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